39 Balance Sheet
###	Thrift Bank Group
###	as of end of periods indicated
	amounts in thousand Pesos
	Selected Accounts	Jan-25	Feb-25	Mar-25	Apr-25
total_assets_web	TOTAL ASSETS	1,089,976,208.89	1,094,700,633.27	1,111,814,886.56	1,122,319,085.66
cash_due_from_b_cb	CASH AND DUE FROM BANKS	101,952,553.78	90,512,191.79	106,699,447.69	114,853,876.58
tlp_net	TLP (INCLUSIVE OF IBL AND RRPs) , NET	775,833,135.71	790,965,347.91	788,372,366.15	789,609,953.85
tlp_gross	Total Loan Portfolio (TLP), gross	807,905,234.50	823,975,182.50	821,435,408.29	823,287,371.42
ibl	(a) Interbank Loans Receivable (IBL)	2,228,295.78	10,119,712.31	200,000.03	5,254,844.26
lrara	(b) Total Reverse Repurchase (RRPs)	30,518,000.00	28,941,000.00	25,770,000.00	15,098,866.93
	of which:
lrara_bsp	Reverse Repurchase (RRPs) with BSP	30,518,000.00	28,941,000.00	25,770,000.00	15,098,866.93
lrara_banks	Reverse Repurchase (RRPs) with Other Banks	0.00	0.00	0.00	0.00
loans_receivables	(c) Loans and Receivable - Others, net of amortization	775,158,938.72	784,914,470.20	795,465,408.26	802,933,660.23
tlp_acl	Allowance for Credit Losses	32,072,098.80	33,009,834.59	33,063,042.13	33,677,417.57
tlp_gross_exc_ibl	TLP, gross (exclusive of IBL)	805,676,938.72	813,855,470.20	821,235,408.26	818,032,527.16
tlp_gross_exc_ibl_bsp_bank	TLP, gross (exclusive of IBL and RRP with BSP and Other Banks)	775,158,938.72	784,914,470.20	795,465,408.26	802,933,660.23
investments_net	TOTAL INVESTMENTS, NET	137,169,417.30	138,160,080.12	140,396,933.17	141,329,381.70
fin_asst_net_equity	(A) Financial Assets, net (Portfolio Investments)	134,433,593.21	135,407,181.32	137,733,967.94	138,646,421.05
fin_asst_gross_net_amort	Financial Assets, gross (net of amortization)	135,615,428.55	136,434,045.94	138,659,955.67	139,618,157.04
fin_asst_hft	(1) Financial Assets Held for Trading (HFT)	10,684,043.01	9,240,775.03	8,904,549.76	12,128,839.43
fin_asst_dfv_pl	(2) Financial Assets DFVPL	23,647.87	0.00	0.00	104,603.64
fin_asst_fvoci	(3) Available-for-Sale (AFS) Financial Assets	64,637,028.99	67,159,437.11	68,669,175.29	66,511,037.46
debt_sec_net_amort	(4) Held-to-Maturity (HTM) Financial Assets	60,270,708.67	60,033,833.80	61,086,230.62	60,873,676.51
	(5) Unquoted Debt Securities Classified as Loans
	(6) Investments in Non-Marketable Equity Securities
accum_market_gain_loss	Accumulated Market Gains/Losses	-1,123,050.88	-968,364.53	-867,732.30	-913,599.56
fin_asst_acl	Allowance for Credit Losses	58,784.46	58,500.09	58,255.43	58,136.44
equity_inv_subs_net	(B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments)	2,735,824.09	2,752,898.79	2,662,965.22	2,682,960.65
ropa_net	ROPA, NET	18,334,126.25	18,377,439.58	18,707,930.77	18,761,652.53
ropa_gross	Real and Other Properties Acquired (ROPA), gross	23,245,693.60	23,302,132.28	23,567,038.36	23,728,610.36
	of which:
scr_gross	(1) Sales Contract Receivables, Gross	3,100,023.18	3,133,932.23	3,103,403.94	3,085,392.21
scr_performing	(a) Performing	2,472,501.51	2,491,760.07	2,443,733.25	2,389,230.59
scr_nonperforming	(b) Non-Performing	627,521.67	642,172.15	659,670.68	696,161.62
scr_net	Sales Contract Receivables, Net	2,680,828.40	2,714,714.38	2,683,023.69	2,664,674.19
ncahs_gross	(2) Non-Current Assets Held for Sale, Gross	1,704,467.45	1,684,693.61	1,781,997.47	1,837,681.96
ncahs_net	Non-Current Assets Held for Sale, net	1,546,786.43	1,528,163.73	1,617,917.12	1,608,121.53
unamort_disc_defer_cred	Unamortized Discount and Other Deferred Credits	419,194.77	419,217.85	420,380.25	420,718.02
ropa_accum_dep	Accummulated Depreciation	3,051,360.04	3,063,294.03	3,062,229.16	3,110,231.51
ropa_acl	Allowance for Losses	1,441,012.53	1,442,180.82	1,376,498.19	1,436,008.30
other_assets_web	OTHER ASSETS	56,686,975.85	56,685,573.87	57,638,208.78	57,764,221.01
	LIABILITIES AND CAPITAL
total_liabilities_web	LIABILITIES	914,429,742.97	917,741,353.41	932,825,251.53	944,945,634.57
fin_liab_hft	FINANCIAL LIABILITIES HFT	22.49	307.25	0.00	0.00
fin_liab_dfvpl	FINANCIAL LIABILITIES DFVPL	0.00	0.00	0.00	0.00
deposit_liab	DEPOSIT LIABILITIES	814,881,609.15	828,315,452.84	839,682,463.87	850,136,645.07
deposit_liab_peso	Peso Liabilities	787,970,279.96	800,853,798.56	812,788,890.26	822,741,523.96
demand_now_peso	Demand and NOW	135,015,541.46	130,634,030.40	130,939,462.87	131,366,363.49
savings_dep_peso	Savings	196,527,622.75	198,537,908.95	202,882,415.45	207,876,329.92
time_dep_peso	Time	456,427,115.75	471,681,859.21	478,967,011.95	483,498,830.55
ltncd_peso	LTNCD	0.00	0.00	0.00	0.00
deposit_liab_foreign	Foreign Currency	26,911,329.18	27,461,654.28	26,893,573.61	27,395,121.11
demand_now_foreign	Demand and NOW	0.00	0.00	0.00	0.00
savings_dep_foreign	Savings	9,741,473.00	9,899,044.03	9,871,226.61	10,218,891.98
time_dep_foreign	Time	17,169,856.18	17,562,610.24	17,022,347.00	17,176,229.13
ltncd_foreign	LTNCD	0.00	0.00	0.00	0.00
due_to_banks_others_web	DUE TO BANKS/OTHERS	322,440.52	414,665.65	477,816.37	538,776.50
bills_payable	BILLS PAYABLE	56,567,985.14	46,093,905.84	47,619,908.07	48,989,347.16
bonds_payable	BONDS PAYABLE	5,842,030.36	5,842,698.34	5,843,441.70	5,844,165.18
unsec_subord_debt_net	UNSECURED SUBORDINATED DEBT, NET	1,300,000.00	1,300,000.00	1,300,000.00	1,300,000.00
redeem_prefer_shares	REDEEMABLE PREFERRED SHARES	32,183.43	32,183.43	32,183.43	32,183.43
deriv_neg_fv_hedge	DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING	0.00	0.00	0.00	0.00
other_liab_web	OTHER LIABILITIES	35,483,471.88	35,742,140.06	37,869,438.09	38,104,517.22
total_equity_web	TOTAL CAPITAL ACCOUNTS	175,546,465.93	176,959,279.86	178,989,635.02	177,373,451.09
capital_stock	Capital Stock	79,379,216.33	79,380,660.03	79,535,980.97	79,761,076.16
ret_earn_undiv_prof	Retained Earnings & Undivided Profits	97,859,920.09	99,007,269.40	100,720,843.72	98,923,178.39
other_compr_inc	Other Comprehensive Income	-2,358,256.18	-2,214,202.78	-2,052,742.87	-2,096,356.66
appraisal_incr_reserves	Appraisal Increment Reserves	66,095.27	66,095.27	66,095.27	66,095.27
other_capital_web	Other Capital	599,490.41	719,457.93	719,457.93	719,457.93
	/r Revised
	Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
	Updated as of 5 June 2025